Government Services Made Simple.
PAN Card, Aadhar, Passport, Voter ID, GST Registration, EPFO/UAN, CIBIL repair, MSME/Udyam — all essential government services explained step-by-step. No confusion, no middlemen.
All Government Services Explained
Click "View Steps" on any card to see the exact process. All guides use only official government portals — no agents, no middlemen.
Mandatory for income tax filing, bank account, investments, loans, property transactions above ₹2 Lakh. Apply online via NSDL or UTIITSL portal. e-PAN in PDF received in 24–48 hours.
India's primary identity document. 12-digit unique ID linked to biometrics. Used for bank KYC, govt schemes, mobile SIM, PF, tax filing. Update address, mobile, email online at UIDAI portal.
Apply fresh, renew, or get Tatkal (urgent) passport online. Book appointment at your nearest Passport Seva Kendra (PSK). Aadhaar + PAN + address proof needed. Valid 10 years for adults.
Elector Photo Identity Card (EPIC). Needed for voting and as identity proof. Apply, correct, or download digital Voter ID (e-EPIC) from NVSP portal. Must be 18+ and Indian citizen.
Mandatory if annual turnover exceeds ₹20L (services) or ₹40L (goods). Also required for interstate supply, e-commerce selling, voluntary registration. 15-digit GSTIN issued within 3–7 days.
Free registration for Micro, Small & Medium Enterprises. Get Udyam certificate for priority bank loans, govt tenders, subsidies, and lower interest rates. No documents needed — fully Aadhaar based.
₹6,000/year direct income support for farmers. Register online, complete eKYC, and receive ₹2,000 installments directly to Aadhaar-linked bank account. For detailed guide, see our Vivasayam page.
All Services — At a Glance
Quick lookup for documents needed, fees, portal, and processing time.
| Service | Fee | Time | Key Documents | Portal | Online? |
|---|---|---|---|---|---|
| 🪪 PAN Card (New) | ₹107 | 24–48 hrs | Aadhaar, Photo, DOB Proof | onlineservices.nsdl.com | ✓ Yes |
| 🪪 e-PAN Download | Free | Instant | PAN Number + OTP | incometax.gov.in | ✓ Yes |
| 🔵 Aadhaar Download | Free | Instant | UID + Mobile OTP | myaadhaar.uidai.gov.in | ✓ Yes |
| 🔵 Aadhaar Address Update | ₹50 | 3–7 Days | Address Proof | myaadhaar.uidai.gov.in | ✓ Yes |
| 📕 Passport (Fresh) | ₹1,500 | 7–15 Days | Aadhaar, PAN, Address, Photo | passportindia.gov.in | ✓ Online Apply |
| 📕 Passport (Tatkal) | ₹3,500+ | 1–3 Days | Same + Annex E/F | passportindia.gov.in | ✓ Online Apply |
| 🗳️ Voter ID (New) | Free | 2–4 Weeks | Aadhaar, Photo, Age Proof | voterportal.eci.gov.in | ✓ Yes |
| 🗳️ e-EPIC Download | Free | Instant | EPIC Number + OTP | voterportal.eci.gov.in | ✓ Yes |
| 🧾 GST Registration | Free | 3–7 Days | PAN, Aadhaar, Bank, Address | gst.gov.in | ✓ Yes |
| 🏭 Udyam / MSME | Free | Instant | Aadhaar Only | udyamregistration.gov.in | ✓ Yes (5 min) |
| 💼 EPF Withdrawal | Free | 7–15 Days | UAN, Aadhaar, Bank Linked | unifiedportal-mem.epfindia.gov.in | ✓ Yes |
| 📊 CIBIL Score Check | Free (1/yr) | Instant | PAN, Date of Birth | cibil.com | ✓ Yes |
Digital Banking & PF Services
Online bank account, Video KYC, CIBIL repair, EPFO management — all from the comfort of your home.
Most major banks allow completely digital account opening via Video KYC. No branch visit needed for zero-balance accounts.
Check your credit score once a year for free at cibil.com or creditscore.razorpay.com. Score 750+ gets best loan rates.
Activate UAN, update KYC, merge multiple PF accounts, check balance, and withdraw PF online without employer help.
Low CIBIL score? It can be improved in 6–12 months with the right steps. Your score affects every loan and credit card you apply for.
Register for UPI on any bank app. Link multiple accounts. Set UPI ID. Payments are instant and free 24/7. Limit: ₹1 Lakh/transaction.
Enable net banking to manage FDs, transfer funds, pay taxes, open PPF/SSY, and access all banking services from home.
CIBIL Score — Understand & Improve
How to Improve Your CIBIL Score
Consistent good credit behavior over 6–12 months can significantly improve your score. There are no shortcuts — only discipline.
GST Types & Monthly Filing Guide
Understanding which GST category you fall under and what you need to file every month is crucial for compliance.
Normal GST registration. Collect GST from customers at applicable rates (5%, 12%, 18%, 28%). File GSTR-1 and GSTR-3B monthly. Can claim Input Tax Credit (ITC).
Simplified GST for small businesses. Pay flat rate (1% for traders, 5% for restaurants, 6% for services) on turnover. Quarterly return filing. Lower compliance burden.
EPFO / UAN — Complete Guide
Everything about your Employee Provident Fund — from UAN activation to withdrawal — done online without visiting office.
UAN (Universal Account Number) is a 12-digit number given by your employer. Activate it to access all EPFO services online.
Withdraw your PF balance online — partial (advance) or full (on leaving job). KYC must be seeded before withdrawal.
Link Aadhaar and PAN to your UAN for paperless PF withdrawal, transfer, and all online services.
Changed jobs? Transfer your old PF balance to your new employer's PF account to keep the corpus growing without withdrawal tax.
Key Government Portals — Bookmark These
All official government links you should know. No third-party sites — only official portals.
Apply new, correction, download PAN
Update address, download, check status
Apply, renew, track passport status
Register, update, download e-EPIC
Registration, return filing, payment
MSME registration — free, instant
UAN login, PF withdrawal, transfer
Check free credit score annually
ITR filing, PAN, Form 26AS
Farmer registration, eKYC, status
All central government services
Store all documents digitally — official
Govt Services — FAQ
Need Help with Any Government Service?
Confused about any document process? Vignesh guides you step-by-step on WhatsApp — free, in Tamil & English. No agents. No fees.
Disclaimer: All government service guides are for educational and informational purposes only. Process steps, fees, and portal URLs may change as per government updates. Always verify current information at official government websites before applying. Universal Money Mart (ARN: 288927) provides only educational guidance and is not a government agency or official service provider. For official help, contact respective government departments or CSC centres.