Vivasayam &
Agriculture โ
Farmer First.
Complete resource for Tamil Nadu & Indian farmers. Government subsidies, PM-Kisan, crop insurance, modern agri-tech, organic certification, hydroponics, D2C marketing & APEDA export โ all in one place.
Key Government Schemes for Farmers
Every farmer in India is entitled to multiple government schemes. Know what you qualify for and how to apply.
โน6,000 per year direct income support to all small & marginal farmers holding up to 2 hectares of cultivable land. Paid in 3 equal installments of โน2,000 directly to bank account.
Flexible revolving credit for farmers at just 4% interest (after 2% government subvention). Covers crop cultivation expenses, post-harvest expenses, maintenance of farm assets.
Free soil testing from government laboratories. Get a detailed soil health card with 12 parameters โ N, P, K, pH, organic carbon, micronutrients. Customized fertilizer recommendations.
Subsidy on drip irrigation and sprinkler systems to conserve water and increase yield. "More crop per drop" mission. Tamil Nadu farmers get up to 55% subsidy on drip systems.
Subsidy on tractors, power tillers, harvesters, seed drills and other farm machinery. SC/ST and women farmers get higher subsidy. Custom Hiring Centers (CHC) for group farmers.
Support for climate-resilient agriculture โ organic farming, water conservation, and sustainable farm practices. Includes Paramparagat Krishi Vikas Yojana (PKVY) for organic farming clusters.
Subsidies Available for Tamil Nadu Farmers
Combination of Central and Tamil Nadu State government subsidies. Apply through your local Agricultural Officer or online portals.
High-yielding variety (HYV) and hybrid seeds at 50% subsidized rate from government seed farms and cooperative societies.
50% Off โ HYV Seeds Get Seeds Subsidy โCentral government subsidizes urea, DAP, MOP and complex fertilizers. Sell price to farmers is much below market rate through cooperative stores.
35โ50% Below MRP Check Fertilizer Subsidy โSubsidy on purchase of milch cows, goats, poultry, and fishery equipment. TN Aavin dairy provides dairy farming support and milk procurement.
25โ50% on Purchase Livestock Subsidy โNHM scheme provides subsidy on cold storage, pack house, and primary processing infrastructure for horticulture farmers. Reduce post-harvest losses.
50โ75% Subsidy Cold Storage Subsidy โNABARD & State Agriculture Dept provides subsidy on farm ponds, borewells, and rainwater harvesting structures. Critical for drought-prone areas.
50% Cost up to โน1.5L Farm Pond Subsidy โPM-KUSUM scheme provides 60% subsidy on solar irrigation pumps. Eliminates electricity bills for irrigation. TN government provides additional 30% โ farmer pays only 10%!
90% off โ Pay just 10% Solar Pump Subsidy โPM-Kisan โ Complete Guide
How to Register for PM-Kisan
Crop Insurance โ Protect Your Harvest
Government-subsidized crop insurance protects farmers against natural calamities, drought, flood, pests. Premium is very low โ protection is high.
Flagship crop insurance scheme. Premium as low as 2% for Kharif and 1.5% for Rabi crops. Covers sowing failure, standing crop loss, post-harvest losses and localized calamities.
Weather index-based insurance โ payout triggered automatically when weather parameters (rainfall, temperature, humidity) cross defined thresholds. No loss assessment needed.
When crop loss occurs due to covered peril โ report immediately to your bank (if KCC holder), insurance company, or block agriculture officer. Follow the claims process carefully.
Agri-Tech โ Modern Farming for Tamil Nadu
Modern agricultural technologies that are transforming Indian farming. Many are government-subsidized or accessible with low investment.
Precise water delivery directly to root zone. Reduces water consumption by 40โ60%. Increases yield by 20โ50%. Works for fruits, vegetables, sugarcane, flowers.
Transition from chemical to organic farming. Premium prices in domestic & export markets. PGS-India certification is free. NPOP certification opens export markets.
Soil-less cultivation in controlled environments. Uses 95% less water than conventional farming. Ideal for urban farmers, terrace farming, and high-value leafy vegetables.
Convert farm waste and kitchen waste into high-value organic manure using earthworms. 50% subsidy available. Sell surplus vermicompost for extra income (โน8โ12/kg).
Scientifically minimize pesticide use through biological controls, pheromone traps, and resistant varieties. Reduces input cost. Improves produce quality. Mandatory for organic certification.
Use technology to improve farming decisions. Weather apps, mandi price apps, soil sensor data. Government's Kisan Suvidha, AgriMarket apps give real-time farm-level data in Tamil.
D2C Marketing โ Sell Directly, Earn More
Cut out middlemen. Sell directly to consumers and get 2โ5x better prices. Multiple platforms make it easier than ever for Tamil Nadu farmers to sell directly.
Tamil Nadu government's direct farmer market. Sell directly to consumers in 290+ locations. Zero commission. Daily market.
No CommissionGovernment's National Agriculture Market. Online bidding by traders. Better price discovery. Covers 1,000+ mandis across India.
Better Price DiscoveryPrivate agri-tech platforms that buy fresh produce directly from farmers and deliver to retailers/restaurants. Same-day payment.
Same-Day PaymentRegister as a vendor on B2B platforms. Supply fresh produce regularly. Premium prices + regular orders. Volume guaranteed.
2โ4x Mandi PriceBuild a subscriber list of 100+ local buyers. Share weekly availability, prices. Cash on delivery. Zero platform fees.
Zero CommissionForm FPO with 20+ farmers. Get government grants up to โน15L. Collective bargaining. Own brand creation. Export opportunities.
Govt Grant โน15LAPEDA Export โ Sell Globally
India exports โน50,000+ crore worth of agricultural products annually. Tamil Nadu is a major exporter of bananas, mangoes, vegetables and spices. Here's how to start.
How to Start Agri-Export
Top Tamil Nadu Export Products
Vivasayam โ Do's & Don'ts
Key Government Portals & Resources
Official government websites and portals every Tamil Nadu farmer should know.
Register for PM-Kisan, check status, do eKYC, view payment history. All farmer registrations here.
Visit Portal โEnroll in crop insurance, check premium, track claims, find your insurance company contact.
Visit Portal โSell produce online to traders across India. Real-time price discovery. Better than local mandi prices.
Visit Portal โRegister as agricultural exporter, find buyers, apply for financial assistance, check export data.
Visit Portal โDownload your soil health card, find nearest testing lab, get fertilizer recommendations online.
Visit Portal โTamil Nadu state agriculture department. Subsidies, seeds, schemes specifically for TN farmers.
Visit Portal โWeather, market prices, farm advisories, plant protection, soil health โ all in one govt app in Tamil.
Get App Link โApply at SBI, Bank of Baroda, Canara Bank, or any nationalized bank. Carry land documents + Aadhaar.
Get KCC Help โVivasayam โ FAQ
เฎตเฎฟเฎตเฎเฎพเฎฏ เฎเฎจเฏเฎคเฏเฎเฎฎเฏ เฎเฎฐเฏเฎเฏเฎเฎพ? เฎจเฏเฎฐเฎเฎฟเฎฏเฎพ เฎชเฏเฎเฎฒเฎพเฎฎเฏ!
Government schemes, subsidies, modern farming, export โ any question about agriculture. Talk to Vignesh directly on WhatsApp. Free guidance in Tamil & English.
Disclaimer: Information about government schemes, subsidy amounts and eligibility is for educational reference only. Scheme details, rates and eligibility may change. Always verify with your local Block Agriculture Officer, District Agriculture Department, or official government portals before applying. Universal Money Mart (ARN: 288927) provides financial education and general awareness. For scheme-specific queries, contact: Tamil Nadu Agriculture Dept helpline 1800-425-1551.