⚖️ Portfolio Rebalancing – Keep Your Risk Under Control
Initial ah plan pannina asset allocation time ku apram change aagum. Market movement nala equity overweight aagalam. Athai correct panna than rebalancing.
📌 Portfolio Rebalancing Na Enna?
Original asset allocation ku thirumbi kondu varradhu than rebalancing.
Target Allocation → 60% Equity / 40% Debt
After Rally → 75% Equity / 25% Debt
Rebalancing → Sell 15% Equity & Shift to Debt
📊 Why Rebalancing Important?
- ✔️ Risk control panna
- ✔️ Overexposure avoid panna
- ✔️ Profit lock panna
- ✔️ Discipline maintain panna
📅 When to Rebalance?
- ✔️ Yearly once
- ✔️ Allocation 5–10% deviation aana
- ✔️ Major market rally or crash apram
📈 Rebalancing Methods
| Method | Explanation |
|---|---|
| Calendar Based | Yearly or Half-yearly review |
| Threshold Based | Deviation cross aana adjust |
| Combination | Time + Deviation mix |
⚠️ Common Mistakes
- ❌ Emotional sell
- ❌ Frequent unnecessary switching
- ❌ Tax impact ignore pannradhu
🎯 Final Thought
Rebalancing is not timing the market. It is controlling risk systematically.
📺 Watch Full Rebalancing Video
▶️ Subscribe on YouTube
📲 Need Portfolio Rebalancing Help?
💬 WhatsApp Now 📧 Email Us📘 Navigation
⬅️ Previous Lesson ➡️ Next Lesson🚀 Start Complete Mutual Fund Course
🎓 Main Mutual Fund Course
Disclaimer: This content is for educational purposes only. Rebalancing decisions should consider tax impact and individual financial goals. Please consult a financial advisor before making changes.
Tags: portfolio rebalancing tamil, asset allocation tamil, mutual fund rebalancing tamil, vignesh dhayalan, universal money mart
