📊 Diversification Strategy in Tamil
Stock Market Master Course – Lesson 17
📌 Diversification na enna?
Diversification = Oru investment la full amount podama spread pannradhu 🔥 "Don't put all eggs in one basket" concept.
Goal → Risk reduce pannradhu, Return stable aakradhu
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⚠️ Concentration Risk Example
Neenga ₹1,00,000 full ah single IT stock la invest pannina:
IT sector fall aana full portfolio damage.
Aana same amount 5 sectors la split pannina risk reduce aagum.
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📊 Types of Diversification
1️⃣ Sector Diversification
IT, Banking, Pharma, FMCG, Auto mix pannunga.
2️⃣ Market Cap Diversification
Largecap + Midcap + Smallcap balance.
3️⃣ Asset Class Diversification
Equity + Debt + Gold + International funds.
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IT, Banking, Pharma, FMCG, Auto mix pannunga.
2️⃣ Market Cap Diversification
Largecap + Midcap + Smallcap balance.
3️⃣ Asset Class Diversification
Equity + Debt + Gold + International funds.
🎯 Ideal Stock Count
✔ 8 – 15 quality stocks enough
✔ Over diversification avoid pannunga
✔ Mutual fund use panna easy diversification
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💡 Smart Diversification Tips
- Same sector la 4–5 stocks avoid pannunga
- High correlation stocks avoid pannunga
- Annual portfolio review pannunga
- Goal based allocation maintain pannunga
🏆 Long Term Benefit
Market crash time la diversified portfolio stable irukkum 🔥 Recovery fast aagum.
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Disclaimer:
This content is for educational purposes only. Investments are subject to market risks. Universal Money Mart does not provide stock recommendations.
This content is for educational purposes only. Investments are subject to market risks. Universal Money Mart does not provide stock recommendations.
